Get your business protected against various business risks so you can focus on what matters. We offer the expertise to get the best coverage for your business at value-for-money plans.
Commercial Package Includes:
Food & Beverage Plan
Key Benefit Covers:
Property All risk
- Cover your business against physical loss or damage to your property. This cover may include stock, machinery, equipment, furniture, furnishings, fixtures & fittings.
- Cover accidental breakage to fixed glass, including fixed mirrors
- Sum Insured/Limit of Indemnity: a) $50,000 b)$5, 000
- Cover loss of earnings if your business is suspended due to loss or damage to your property.
- Sum Insured/Limit of Indemnity: Insured amount for each day that your business is interrupted up to a maximum of 120 days after a loss.
- Cover loss of money kept in your premises in a locked drawer, cash register, safe or whilst in transit anywhere in Singapore.
- Sum Insured/Limit of Indemnity: Capped at S$5,000 in aggregate
Work Injury Compensation
- Cover your legal liability towards your employees under the Work Injury Compensation Act if they suffer from death / injuries by accident arising out of and in the course of employment.
- Sum Insured/Limit of Indemnity: As per Work Injury Compensation Act
- Cover you against legal liability for all accidental bodily injury or property damage caused to third parties.
- Sum Insured/Limit of Indemnity: Office Limit: S$5M Retailers Limit: Premises S$5M, elsewhere in Singapore S$1M
- Cover you against direct pecuniary loss arising from any fraudulent act or dishonesty caused by employees.
- Sum Insured/Limit of Indemnity: S$3,000 for any one occurrence and in the aggregate for the period.
- Cover your insured for death or permanent disability caused by violent, accidental, external and visible means.
- Sum Insured/Limit of Indemnity: S$30,000/-