Business Insurance Package

Key Benefit Covers:

Property All risk

• Cover your business against physical loss or damage to your property. This cover may include stock, machinery, equipment, furniture, furnishings, fixtures & fittings.
• Cover accidental breakage to fixed glass, including fixed mirrors
• Sum Insured/Limit of Indemnity:       a) $50,000      b)$5, 000

 

 

 

 

Business Interruption

• Cover loss of earnings if your business is suspended due to loss or damage  to your property.
• Sum Insured/Limit of Indemnity:     Insured amount for each day that your business is interrupted up to a maximum of 120 days after a loss.

 

 

 

 

 

Money

• Cover loss of money kept in your premises in a locked drawer, cash register, safe or whilst in transit anywhere in Singapore.
• Sum Insured/Limit of Indemnity:    Capped at S$5,000 in aggregate

 

 

 

 

 

 

Work Injury Compensation

• Cover your legal liability towards your employees under the Work Injury Compensation Act if they suffer from death / injuries by accident arising out of and in the course of employment.
• Sum Insured/Limit of Indemnity:        As per Work Injury Compensation Act

 

 

 

 

 

 

 

Public Liability

• Cover you against legal liability for all accidental bodily injury or property damage caused to third parties.
• Sum Insured/Limit of Indemnity:  Office Limit: S$5M                    Retailers Limit: Premises S$5M, elsewhere in Singapore S$1M

 

 

 

 

 

Fidelity Guarantee

• Cover you  against direct pecuniary loss arising from any fraudulent act or dishonesty caused by employees.
• Sum Insured/Limit of Indemnity:  S$3,000 for any one occurrence and in the aggregate for the  period.

 

 

 

 

 

 

Personal Accident

• Cover your insured for death or permanent disability caused by violent, accidental, external and visible means. 
• Sum Insured/Limit of Indemnity:  S$30,000/-