Get your business protected against various business risks so you can focus on what matters. We offer the expertise to get the best coverage for your business at value-for-money plans.

Commercial Package Includes:

Office Plan

Retail Plan

Food & Beverage Plan

Light Industrial




Key Benefit Covers:

Property All risk

  • Cover your business against physical loss or damage to your property. This cover may include stock, machinery, equipment, furniture, furnishings, fixtures & fittings.
  • Cover accidental breakage to fixed glass, including fixed mirrors
  • Sum Insured/Limit of Indemnity:       a) $50,000      b)$5, 000





Business Interruption

  • Cover loss of earnings if your business is suspended due to loss or damage  to your property.
  • Sum Insured/Limit of Indemnity:     Insured amount for each day that your business is interrupted up to a maximum of 120 days after a loss.







  • Cover loss of money kept in your premises in a locked drawer, cash register, safe or whilst in transit anywhere in Singapore.
  • Sum Insured/Limit of Indemnity:    Capped at S$5,000 in aggregate







Work Injury Compensation

  • Cover your legal liability towards your employees under the Work Injury Compensation Act if they suffer from death / injuries by accident arising out of and in the course of employment.
  • Sum Insured/Limit of Indemnity:        As per Work Injury Compensation Act








Public Liability

  • Cover you against legal liability for all accidental bodily injury or property damage caused to third parties.
  • Sum Insured/Limit of Indemnity:  Office Limit: S$5M                    Retailers Limit: Premises S$5M, elsewhere in Singapore S$1M






Fidelity Guarantee

  • Cover you  against direct pecuniary loss arising from any fraudulent act or dishonesty caused by employees.
  • Sum Insured/Limit of Indemnity:  S$3,000 for any one occurrence and in the aggregate for the  period.







Personal Accident

  • Cover your insured for death or permanent disability caused by violent, accidental, external and visible means. 
  • Sum Insured/Limit of Indemnity:  S$30,000/-


On top of the standard plan, which provides comprehensive and the basic coverage, enhance or customize your policy by increasing the limits or adding optional covers to suit your unique business needs.